Is it coz I'm black?

FINANCIAL ADVICE SOUTH AFRICANS NEED TO KNOW

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Beat The Crunch! - NEW TITLE
Charl ten Oever
Personal Finance
R95
9781920137281
136

June 2009

BOOK DESCRIPTION
As the global credit crunch takes hold, money is getting tighter, jobs scarcer and our debt that much more difficult to deal with. For many South Africans, the time has come to put aside the get-rich-quickly schemes and focus on keeping the wolf from the door. In Beat The Crunch!, experienced financial adviser and analyst Charl ten Oever outlines in simple language the fundamentals of money management: why the current crisis came about (and why you should care), how to clear your debt, how to cut your costs, guidelines for boosting your earnings, and other critical financial advice to help the man in the street to survive the tough times.

Click here to read an extract.
ABOUT THE AUTHOR
Charl ten Oever has been in the financial-services industry for 20 years and is the founder of FinCliniX, a financial-advancement and corporate-training programme.

REVIEWS

“Indispensable advice for the man in the street to save money and survive the recession” – The Sunday Times

"Top financial adviser Charl Ten Oever has published a book called Beat the Crunch, which he says helps consumers survive the crunch, cut costs and even save... A book like this is long overdue" – The Times

"[An] extremely timeous book... Easy to understand, with pleasingly few words per page, this book is for the everyday South African, like me, who is crap at money and quite ostrich-like about it. We need blunt, straight-forward, easy-to-action advice... and this book gives it to you. It's also nice to have the whole snafoodle explained in rands and not dollars. Well, if you're as mathemo-challenged as me, it helps. A must for every book club and every secretly terrified debt-ridden type" - Sam Wilson, Women 24

"[Ten Oever] goes through examples which will be very, very helpful, and which I found very helpful... You've got to save to be prudent. You must confront the problem... [Beat The Crunch!] is a really excellent book" – Noeleen Maholwana Sangqu, SABC 3Talk

"This pocket-sized book contains a wealth of easy-to-apply financial wisdom and, best of all, it explains scary things like debt management and budgeting in really basic terms... especially relevant to these economic times" – Heat magazine